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[–] JustAnotherHuman ago 

I think this really depends on where you bought the phone from. Are you in the USA? did you buy from an importer? then when the phone makes round from xiaomi to you, it may be compromised in the middle somewhere.

Good job on wiping the phone and changing your passwords; one piece of advice: use two step auth wherever you can, specially your main email account

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[–] GoddammitMrNoodle 0 points 1 point (+1|-0) ago 

Who did you buy it from?

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[–] priva [S] ago 

I bought it from DirectD during my vacation. It's the largest electronics store in Malaysia.

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[–] 007ace 0 points 2 points (+2|-0) ago 

There have been a few apps that will ask for root access and install ad servers to your /system partition. So it sticks around after factory resets (but a fresh from flash will remove it). Google 'Shuanet' for more info.

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[–] priva [S] 0 points 1 point (+1|-0) ago 

Thanks for this piece of information! I kinda assumed the whole ROM needs to be hacked, if factory reset does not fix the problem, but yeah my knowledge is very limited.