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[–] raecarruth ago 

It's not your money if it's in the bank.

They give it to you when it is convenient.

Unless you have to pay taxes, then the money is readily available.

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[–] uberdoober 0 points 1 point (+1|-0) ago 

If the markets have a bad day, or bad week, they don't want to facilitate a run on the banks by having too much pesky old paper money on hand to give to the customers.

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[–] GodofGrunts ago 

This is common practice to limit the possibility of bank robberies on smaller branches.