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[–] Gargilius ago 

How is this a problem? may be I am missing something but all this does is give 401k participants more investments options — might not be a good idea for most to partake in this new class of investments but as long as it’s not compulsory, what’s the problem?

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[–] Solstiare ago 

Opens the door for fleecing and otherwise taking advantage of people that don't understand what the bankers are.