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[–] ShackelfordRusty 0 points 42 points (+42|-0) ago 

Mandatory insurance is literally extortion.

[–] [deleted] 1 point 21 points (+22|-1) ago 

[Deleted]

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[–] heywoodnj 0 points 6 points (+6|-0) ago 

Lies, damn lies and statistics. If you made them fix it they would just jack up the girl's premiums to match the screwing the guys get. And some "Dad" is paying that one too.

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[–] Special_Que 0 points 6 points (+6|-0) ago 

Try claiming to be Amish. They view it as a form of gambling and are exempt from having to pay.

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[–] JohnGoodman 0 points 2 points (+2|-0) ago 

It’s technically a tax.... and tax is technically extortion

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[–] mrnicegoy 0 points 1 point (+1|-0) ago 

this was great, guy begins "identifying" as a woman, car insurance goes down a grand overnight:

https://nationalpost.com/news/canada/alberta-man-legally-changes-sex-for-cheaper-car-insurance-i-didnt-feel-like-getting-screwed-over-any-more#:~:text=An%20Alberta%20man%20has%20legally,insurance%20rates%20offered%20to%20women.&text=Once%20a%20birth%20certificate%20is,to%20an%20Alberta%20driver's%20licence.

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[–] Cunty84 ago 

Obama care was enforced extortion. Fascism at best.

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[–] BjornIronside 1 point 21 points (+22|-1) ago 

It's a jew extortion racket.

It's also the only real service the police provide. Police reports for your insurance company to fuck you over with.

[–] [deleted] 0 points 8 points (+8|-0) ago 

[Deleted]

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[–] Plavonica 0 points 2 points (+2|-0) ago 

Dashcam.

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[–] KobeBurger 1 point 1 point (+2|-1) ago  (edited ago)

My term 25 is $25 a month. For 25 years that is $7,500. If I die, my wife and kids get half a mil and pay off the house, debts and top up the kids education funds. If I make it beyond that time, I cancel the policy and it was a good $300 per year to give me peace of mind.

[–] [deleted] 1 point 1 point (+2|-1) ago 

[Deleted]

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[–] KobeBurger ago 

No, mine was underwritten after I passed a full health screening. I die, it pays. The only way it wouldn't pay is if I committed suicide in the first 2 years, or don't pay the premiums. That 2 years was done over 10 years ago, and I'm not going to miss paying a $25 premium. The insurance you're talking about is either whole life or universal life, good if you have the bucks for it, for most people, they just need term insurance to cover a period of time of debt.

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[–] AngryInVirginia 0 points 1 point (+1|-0) ago 

It is similar to hedging an investment. In an ideal situation you are going to lose some money on it. But you are accepting that loss to cover your losses in the event that things do not go the way you had planned. I am not turning my back on something like that no matter how much of a sham people on this forum say it is.

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[–] KobeBurger 0 points 1 point (+1|-0) ago 

Exactly. They probably just came across someone who was trying hard to sell them the wrong kind of insurance because it pays a big commission.

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[–] HitlerDinduNufin ago 

Learn to fix your own shit.

Seriously, how hard is it to change a fucking lightbulb?

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[–] VicariousJambi 0 points 4 points (+4|-0) ago 

Then they make it so you have to take the whole front bumper off with a special tool or you'll break the shitty plastic screw washer things in order to just change a headlight.

fuck the jews at chevy

https://www.youtube.com/watch?v=FYkugnk9kXk

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[–] heywoodnj ago 

They have all gotten stupid bad. Government motors is probably the worst of the lot.

[–] [deleted] 0 points 4 points (+4|-0) ago 

[Deleted]

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[–] Broc_Lia 0 points 6 points (+6|-0) ago 

I'm pretty sure form what old people say that a hundred years ago insurance was considered a very Non Christian thing that took advantage of people and that capitalizing on the tragedies of people was a bad idea.

A hundred years ago it was called a "fraternal society" and almost everyone was a member of one. It was like a social club that also provided health coverage, income insurance and life assurance.

Then (((Roosevelt))) got worried the fraternal societies were keeping america divided along ethnic lines and not promoting the melting pot he wanted, so he abolished them. The result was that they got replaced with big jewish insurance rackets which had no ties to the communities they were insuring, and the inevitable misbehaviour resulted in a mountain of regulation, driving prices up and competition down.

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[–] Doglegwarrior 1 point 3 points (+4|-1) ago 

i hate insurance. it is absolutely horse shit. that being said i just wrecked the dodge viper i fixed up and ky insurance paid me basicaly exactly what it was worth and saved my ass.

so there is that. ive also had a couple roofs fixed because of hailstorms. you better use it and maximise it as much as possible if you do pay for the shit.

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[–] Monkeyshinerbot3000 1 point 10 points (+11|-1) ago 

It finally happened, someone woke up to the extortion racket that is insurance. I have been telling people for years that the entire industry was a sham.

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[–] AngryInVirginia ago 

I have not had a problem with insurance. You are correct about the prices but you may be incorrect about why the prices are the way that they are. Many of my peers seem to make this same mistake and it is a daily annoyance to me. I am tired of hearing them complain about the price of this or that back when we were younger but they will but a new computer or a new TV for a couple hundred dollars and not make a sound. I think that you will notice that it is not the parts that cost so much, it is the labor and overhead to have those parts installed. This goes for cars as well as houses.

Ever insurance claim that I have ever made in life has ended with cash in my hand. If I got into an automobile accident I would get an estimate from the dealership for the repair, my insurance company would cut me a check for the total of that estimate, I would purchase the parts and repair the vehicle myself, and then end up with extra cash in my hand that would usually be more than enough to cover the deductible. I have had similar experiences with homeowners insurance where I would operate as my own general contractor for any repairs and get not just reimbursed for the repairs but also a certain percentage of mandatory profit for the repairs.

I may just be one of the few lucky or unlucky sons of bitches who actually happened to have enough valid insurance claims that I have, over the course of my lifetime, received more money back than I have put in.

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