[–] AngryInVirginia ago
A tip for people living in Virginia. Last time I checked there is a clause that allows you to drive without vehicle insurance. It is called the Uninsured Motorist Fee and is a fee that you can pay at the time of registration that allows you to drive the vehicle without insurance of any kind. Another tip for people living in certain parts of Virginia. Many people out there either do not have insurance or will drive away after hitting your vehicle and the police are not likely to do a damn thing about it.
[–] ShadowHelp ago
And then when they fuck up, we bail their ass out.
All these riots, shit getting burned down. Either we bail them out or they pass the cost onto us through increased premiums, which is essentially the same.
Meanwhile, my 66 year old co-worker who's underwater on his house just took out a $36,000 loan to buy a csr for 15 y/o daughter (2nd family). He says as long as he makes the first 6 payments, if he croaks the loan is forgiven. I smell a bailout coming.
[–] AngryInVirginia ago
I have not had a problem with insurance. You are correct about the prices but you may be incorrect about why the prices are the way that they are. Many of my peers seem to make this same mistake and it is a daily annoyance to me. I am tired of hearing them complain about the price of this or that back when we were younger but they will but a new computer or a new TV for a couple hundred dollars and not make a sound. I think that you will notice that it is not the parts that cost so much, it is the labor and overhead to have those parts installed. This goes for cars as well as houses.
Ever insurance claim that I have ever made in life has ended with cash in my hand. If I got into an automobile accident I would get an estimate from the dealership for the repair, my insurance company would cut me a check for the total of that estimate, I would purchase the parts and repair the vehicle myself, and then end up with extra cash in my hand that would usually be more than enough to cover the deductible. I have had similar experiences with homeowners insurance where I would operate as my own general contractor for any repairs and get not just reimbursed for the repairs but also a certain percentage of mandatory profit for the repairs.
I may just be one of the few lucky or unlucky sons of bitches who actually happened to have enough valid insurance claims that I have, over the course of my lifetime, received more money back than I have put in.
[–] HitlerDinduNufin ago
Learn to fix your own shit.
Seriously, how hard is it to change a fucking lightbulb?
[–] VicariousJambi 0 points 4 points 4 points (+4|-0) ago
Then they make it so you have to take the whole front bumper off with a special tool or you'll break the shitty plastic screw washer things in order to just change a headlight.
fuck the jews at chevy
[–] Marku1 ago
Jews, or wasps, or commies, you always have to deal with authoritarians who know what to do with your money.