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[–] New-World-Ebola 0 points 1 point (+1|-0) ago 

nosejobs and paedophile island holidays aren't cheap.

you've been jewed

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[–] New-World-Ebola ago 

arab faggots in Australia used to stage fake car crashes to get insurance payouts... diversity has also made insurance a fucking ripoff.

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[–] Broc_Lia ago 

Proper competitive insurance would probably be actually worth something, especially if it were socially organised and misbehaviour would result in social consequences.

I'd give the example of fraternal societies which provided health and income insurance back in the 1800s.

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[–] ratsmack ago 

People seem to forget that insurance was born out of the protection rackets from the 20's. The only difference is today there are rules and regulations they have to follow. Other than that, it's the same old racket... and yes, it was Jews that created the scheme.

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[–] tokui ago 

You should get all your premium payments back.

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[–] blumen4alles ago 

Amen goat, I have said the same thing many times here.

The worst is mandatory insurance. When the government started fining people for not having health insurance, me and the government parted ways. Fuck you Obama, you Kenyan Muslim Faggot Usurper with a Tranny for a "wife" and two fake children. Fuck you too, jews!

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[–] facepaint ago 

Insurance isn't a scam. People use it wrongly. You need insurance for the situations you cannot afford to cover if they occur.

For instance, on my car, I have a high deductible. I only really need to worry about liability for injury to my passengers or totaling other cars. Or people in other cars. I could buy another car outright if I needed to. When I was younger and poorer, I could not afford $2,000 of damage to my car easily, so I had a lower deductible.

Health Insurance? High deductible HSA. Insurance should not be covering cheap regularly used items such as a yearly health check up. Or out of patent medications. Need regular insulin shots & test strips? Insurance becomes a middleman who undoubtedly makes it all more expensive.

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[–] starrychloe ago 

Insurance covers disasters that you cannot afford to cover yourself. It’s a service which shift the burden of responsibility. If you can afford to just buy a new one, you don’t need insurance. However most people would be hard pressed to replace their house or car so they buy insurance. Phone insurance is pretty much a scam because everyone can afford a new cell phone (though there are really poor people out there).

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