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[–] Aboresh ago 

I grew up poor. When I say poor I mean didn't know if the utilities would be on when I came home from school. I remember one time my family and I were cutting wood for the coming winter and my mother broke her arm, and we didn't have the money to get it looked at. I saw how my family struggled and saw how pointless their hard work was and I busted my ass in school and ended up going to college.

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[–] XDvandalDJ ago 

When my ex and I split, it happened in summer when my electric bill was half my rent. I came out with 2 dollars left over after paying all my bills.

I first refinanced my car. Then I got a roommate. In the first couple months I sold all my old games for food.

I then ended up moving to a different state for a new job and more reliable roommate. The guy I found before didn't pay things reliably and I ended up bouncing checks when he was late.

After a couple years up in the new town I recovered and was able to move back.

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[–] 934108? ago 

Had 1 months mortgage payment left in the bank and bills mounting, managed to refinance my house on a new rate which saved me 500 per month at no extra cost.

Now I have breathing space.