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[–] harrym ago 

You should have two wallets. One for spending needs and one for saving. The spending one needs less security (and is probably on your phone); the saving one needs more (and is probably on your home pc, ideally with the keys protected on a trezor hardware wallet.

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[–] MiMx 1 point -1 points (+0|-1) ago 

When/if interest rates increase, bitcoin will go near zero.

[–] [deleted] 0 points 1 point (+1|-0) ago 

[Deleted]

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[–] MiMx ago 

This is a case where bitcoin is still a fiat currency replacing credit cards imo.