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[–] rwbj ago  (edited ago)

You can easily get student loans without a cosigner. Just search the web for info. Private student loans are guaranteed by the federal government and can never be dismissed, even in bankruptcy. Consequently companies give them out with completely reckless abandon since it's practically 0 risk from their perspective.

The important question is to clearly lay out your goals, reasons, and world view. Most people don't realize something. Currently 74% of individuals with a STEM degree, do not work in STEM. Competition is fierce and jobs are scarcer. The whole 'STEM shortage' is a complete myth. That article, from IEEE - the premier engineering association in the US, is a must read. It has only become more true.

I could go into a lot more detail there, but the long and short of it is that an education is no longer a simple path to a comfortable living in the US. If a field genuinely interests you for reasons other than the money then by all means give it a shot. But if your motivation is money, things aren't so simple.

In my opinion one of the most attractive options now a days is going to college abroad. Most European countries offer extremely subsidized, if not free, education for all comers. Going to a top university in Germany will run you about $120 per semester. And courses are often taught in English. Add in top notch health insurance and rent and you're looking at ~$7000 a year. You could genuinely pay your way through college part time flipping burgers or err... frying schnitzel?

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[–] revfelix ago  (edited ago)

I'm getting my piece of paper that society tells me is the main thing that proves my worth by going thousands of dollars in debt to the government of course, just like any good American.

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[–] newoldwave ago 

College loans , co-signed by dear old dad, school board jobs and temp jobs every summer and school break.

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[–] Seventh_Jim ago  (edited ago)

Currently using debt to pay for it. I walked in with a 1.7 GPA from high school. Starting sophomore year with a 4.0 and accolades from the college, so scholarships might be a thing, other than the fact that being FUCKING A WHITE MALE disquals me for a bunch of them.

I'm about to just declare myself a trans-dominican lesbian grandma, just for the privilege points.

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[–] 10420445? ago 

Scholarships, some unsubsidized Stafford loans (6.8% rate), and living with family. Working part-time 20-30 hours a week year-round was sufficient to tuition and the few loans I took out by the time I graduated. But this was a local college that was less than $4k for tuition per semester.

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[–] JohnPaulJones ago 

The first time around subsidized student loans, work (only for rent and food not tuition), and state scholarships (lottery state).
Second time around GI bill.
Anyways I've put myself through college twice now. It's doable but you have to be willing to go into debt or serve your country.

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[–] wild_injun ago 

was a full time fire fighter during summer (wildfire season) then part time search and rescue during the year. this last 3 year until i got hurt. that supplemented my scholarships until i lost this halfway through junior year. then worked and took out 3 semesters of loans to finish off.

thats about it.

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[–] ScreaminMime ago 

VA Bill combined with work reimbursement and whatever scholarships I could scourge up. Went the a Community College that Charged $33 a credit hour at the time. I MADE money going to school. I didn't even want to major in anything, it was a part time job.

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