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[–] CaesarAugustus 0 points 2 points (+2|-0) ago 

1) Yes. I think of it like War thunder, you pay if you wanna avoid teh grinde. This spoils the game for me, so I`d never do it (that and I have no money).

2) Insurance is what you buy unless you want to lose your shiny new ship forever after a single bad gunfight ;) Also if you buy a ship with real money, it will always have free insurance, because real moneis is real.

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[–] Demandred ago 

Ok, is the insurance purchasable with in game money or only real money?

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[–] CaesarAugustus 0 points 1 point (+1|-0) ago 

In-Game.

In fact, i believe its been said by the devs that once the game launches you will only be able to buy in-game currency, no ships or guns etc.

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[–] Codewow 0 points 2 points (+2|-0) ago 

Insurance is exactly what it sounds like. Your ship needs insurance to be recovered. If you run out of insurance on your ship and your ship is blown up/stolen you lose it forever and will have to work your way back up to a new ship.

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[–] Demandred ago 

Ok, thanks. Is the insurance purchasable with in game money or only with real money?

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[–] Codewow 0 points 1 point (+1|-0) ago 

You will be able to buy it with in-game money. I don't know if it will be offered separately for real money or not.

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[–] Zen-Zinxe ago 

Yes, and I don't know. I'm not sure exactly what insurance does, never looked into it.