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[–] 5169520? ago 

A million bucks is enough to live comfortably for the rest of your life. I'd happily take it, as long as it was tax-free.

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[–] Fred ago 

50% chance. I take worse odds weekly when I buy lotto tickets.

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[–] rwbj ago 

The million and it's not even close.

Index funds have been hitting returns pushing towards 10% for many years now. That million is potentially worth $100k a year - indefinitely. Even if we assume we pay about 40% taxes on it, that's $60k a year and capital gains in countries like the US are taxed unreasonably low meaning we're paying a lower tax rate on that 60k per year than you'd pay if you worked for and earned $30k a year.

As a software engineer that's enough to be able to work on whatever projects I want for the rest of my life without ever having to concern myself with commercial viability.

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[–] NorwegianBlackMetal ago 

If you invest a million dollars properly you can retire on it. But I choose answer C. I have a gun and i take 101 million.

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[–] BentAxel ago 

A penny saved is a penny earned. Take the 1 million because there's a 50% rate of failure and that is worse than gambling. Gambling you have a 55% of winning.

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[–] flope_de ago  (edited ago)

I'd flip the coin. I am too poor for only one million to have a significant effect on my live.

[–] [deleted] ago 

[Deleted]

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[–] flope_de ago 

"Almost" is not enough. Thirty years ago I would have agreed with you, but in an age of capital gains taxes and negative interest rates a mere million won't last you a lifetime anymore.

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[–] 0fsgivin ago  (edited ago)

For this to be viable choice it would have to be 1 million or 100 billion. Even then id take the 1 million. Sorry world.

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