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[–] Whizwicky 1 point 15 points (+16|-1) ago 

100 million. If I lose, it's not a huge deal, because nothing in my life changes. If I took the million, I could invest it and pay down some debt, but nothing in my life would really change, I still have to show up to work the next day, and I'd probably regret not taking a chance for the next 60-70 years.

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[–] TremorAcePV 0 points 3 points (+3|-0) ago  (edited ago)

I still have to show up to work the next day.

Bro, annuities are great "For life" things. So for example, if I had $50K, I could invest it in an annuity and get paid $200ish per month for life.

If it scales, which I don't remember if it does, $500K would be $2000 per month. $1Mil would be $4000 per month.

$48,000 a year for life means no work necessary. :D Even then, if you did work, it'd be great supplemental income.

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[–] 5168752? 0 points 6 points (+6|-0) ago 

The regret point is an interesting one to make. For the rest of your life, assuming you blow the million somehow, whenever you find yourself in need of money, you'd ask yourself "What if I had taken the chance?"

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[–] Whizwicky 0 points 2 points (+2|-0) ago 

Exactly.

And as for blowing the million, just don't act like a lottery winner. Don't blow it all on depreciating assets, and don't spend it on family and friends, because it won't make them love you more.

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[–] ForgotMyName 0 points 7 points (+7|-0) ago 

Then you would have just blown 100 million instead of one. It's the same reason lottery winners end up broke - they suck at managing money. If they were good at it, they wouldn't be playing the lottery.

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[–] MinorLeakage 0 points 19 points (+19|-0) ago 

Always take a sure thing over a chance at something better. Anything else is crazy I tell you!

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[–] Sippio 0 points 5 points (+5|-0) ago 

Even if it's a Mystery Box?

[–] [deleted] 0 points 24 points (+24|-0) ago 

[Deleted]

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[–] flarflar 0 points 1 point (+1|-0) ago 

I know I would too knows my luck I would have to hand over my life