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[–] MistaMusick ago 

Are we assuming taxes are being taken out? If not I choose the million because its guarantee I'll get something and I would have some money to invest and also pay off my school loans.

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[–] newoldwave 0 points 1 point (+1|-0) ago 

A million in the hand is worth a maybe 100 million any day.

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[–] grlldcheese ago 

Depends.

Could i call a rich friend and negotiate something?

Like he gives me 2 mil if i lose but he gets 40mil if i win.

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[–] rwbj ago 

The million and it's not even close.

Index funds have been hitting returns pushing towards 10% for many years now. That million is potentially worth $100k a year - indefinitely. Even if we assume we pay about 40% taxes on it, that's $60k a year and capital gains in countries like the US are taxed unreasonably low meaning we're paying a lower tax rate on that 60k per year than you'd pay if you worked for and earned $30k a year.

As a software engineer that's enough to be able to work on whatever projects I want for the rest of my life without ever having to concern myself with commercial viability.

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[–] 5169520? ago 

A million bucks is enough to live comfortably for the rest of your life. I'd happily take it, as long as it was tax-free.

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[–] sakuramboo ago 

Instant million. I don't need much so I know I could live off the the interest and investments from that million.

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[–] HitlerIsBlack ago 

I'd take the coin flip, a million is enough for me to live comfortably for the rest of my life, but the 100 mil is enough for my whole extended family, i'd do it for them.

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[–] 0fsgivin ago  (edited ago)

For this to be viable choice it would have to be 1 million or 100 billion. Even then id take the 1 million. Sorry world.

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